14 services, three ways we help
Since 2014 we have facilitated more than R2bn in funding, from short-term facilities in days to development finance, private capital, transactions and expansion across Africa and Europe. We scope every mandate in writing and stay with you until funds are released or the deal closes.
Start with what you need
Short-term and working capital funding
Fast facilities from a panel of 30+ short-term funders. Funds are often available within days of a complete application.
- Check your eligibility against every funder on our panel
- Recommend the right instrument and facility size
- Prepare and submit the document pack each funder needs
- Compare offers on total cost, term and flexibility, not just headline rate
Development finance
Applications packaged for national, provincial and continental development finance institutions, from mandate fit to first disbursement.
- Match your project to the institution and fund whose mandate fits
- Business plan, bankable financial model and full application pack
- Structure the funding: debt, equity, quasi-equity, own contribution and security
- Manage due diligence, site visits and credit committee questions
Private equity and private credit
Growth equity, buyouts, mezzanine and private debt from South African and international funds, family offices and impact investors.
- Investment case, valuation and equity story
- Teaser, information memorandum and investor-grade financial model
- Targeted investor list and a managed, competitive process
- Management presentations and data room
Impact and gender-lens funding
Capital from impact investors and gender-lens funds for businesses that create measurable social, environmental and economic change, including women-owned and women-led businesses.
- Identify impact and gender-lens funders whose mandate fits your business
- Define impact metrics funders recognise, such as jobs, women's ownership and leadership, and climate outcomes
- Prepare the investment case, financial model and impact reporting framework
- Combine commercial, concessional and grant funding where programmes allow
Bank finance
Where a bank is the right lender, we prepare the credit case and negotiate pricing, security and covenants.
- Credit memorandum and financial model with covenant headroom and debt service cover analysis
- Structure security: debtors books, assets, guarantees and cessions
- Approach the most suitable banks, including your transactional bank
- Negotiate pricing, fees, security, covenants and conditions
Grants and incentives
Identifying and applying for grants, cost-sharing schemes and government incentives, then managing claims and compliance.
- Scan current national, provincial, municipal and sector programmes for fit
- Prepare the application, budget and supporting business case
- Combine grants with loans or equity where programmes allow
- Manage approval conditions, claims and progress reporting
Business expansion
Domestic and cross-border expansion: new markets, new facilities and new entities, structured and funded end to end.
- Feasibility, market entry and business case
- Entity structuring: subsidiaries, joint ventures, local partners and holding structures
- Financial model covering currency, tax and the funding structure
- Capital plan combining equity, DFI, state co-investment and bank funding
Buy-side and sell-side advisory
Acquisitions, disposals, mergers, empowerment transactions and restructurings, run from mandate to closing.
- Buy-side: target screening, approach, assessment and offer strategy
- Buy-side: price testing, deal structure and acquisition funding
- Sell-side: readiness review, equity story and information memorandum
- Sell-side: buyer identification and a competitive, managed process
Valuations
Independent business, share and asset valuations for transactions, funding, disputes, shareholder agreements and reporting.
- Business and share valuations for purchase, sale or capital raising
- Empowerment transaction and vendor-finance valuations
- Shareholder exits, buy-and-sell agreements and disputes
- Intellectual property and intangible asset valuations, including film and media rights
Financial modelling
Comprehensive, funder-grade financial models for capital raises, transactions, projects and business planning.
- Integrated three-statement models: income statement, balance sheet and cash flow
- Funder-specific outputs: DSCR, covenants, IRR, payback and sensitivities
- Project finance and infrastructure models with funding waterfalls
- Transaction models: acquisition, merger, LBO and B-BBEE structures
Due diligence and pre-DD reports
Financial due diligence for buyers and investors, and pre-due diligence reports that get funding applications approved faster.
- Pre-DD bank statement analysis: verified turnover, trends, volatility and balances
- Detection of existing lenders, loan stacking, returned debits and gambling
- Indicative facility sizing and affordability
- Quality of earnings and normalised EBITDA for transactions
Funding readiness
For businesses a funder has declined, or would decline: a practical plan to become fundable.
- Diagnose why funders are declining, or would decline, the business
- Management accounts, financial modelling and cash flow projections
- Banking, CIPC, B-BBEE and tax compliance clean-up with our tax partner
- Business plan and financial model to funder standard
Accounting and bookkeeping
Monthly bookkeeping, management accounts and annual financial statements that keep your records funder-ready all year.
- Monthly bookkeeping and bank reconciliations
- Management accounts with a monthly performance pack
- Annual financial statements, compiled to the standard funders and SARS expect
- Budgets, financial modelling and cash flow projections
Tax and VAT
Tax compliance, VAT reviews and SARS support, through our partner, an independent SARS-registered tax practitioner.
- Tax compliance status clean-ups and outstanding returns
- VAT registration, compliance reviews and refunds
- SARS audits, objections and disputes
- Tax incentives and allowances
How we charge
Every mandate is priced on its own and agreed in writing before work starts: usually a fixed engagement fee, plus a success fee payable on funding or closing. Where a funder pays us a referral fee, we disclose it to you.
See what your business qualifies for
Three minutes, 33 funders, no effect on your credit score.